South African financial planning guide

Plan for the Two-Pot retirement system

The Two-Pot system changes how retirement savings are divided and accessed. A useful plan shows the effect of contributions and withdrawals alongside tax, cash flow and your retirement target.

How to model it in BinnaBurra

1. Add your retirement accounts and current balances.
2. Record regular contributions and the account they fund.
3. Test a contribution or withdrawal scenario against your cash flow and retirement projection.