Stop guessing about your money. Get a complete picture of your finances with SARS tax-aware projections that account for the Two-Pot system, tax-free savings, and Regulation 28 constraints.
Free to start β’ No credit card required
Financial Goal
R7.5M Target
8 years, 4 months to financial independence
Are You On Track for Your Financial Goals?
Most South Africans have no idea if they're making financial progress. Spreadsheets break, financial advisors are expensive, and simple calculators don't account for SARS tax rules, the Two-Pot system, or Regulation 28 constraints.
Living Paycheck to Paycheck
Despite earning good money, you're not sure where it all goes
Retirement Uncertainty
Will your retirement funds be enough? When can you actually retire?
Complex Decisions
Investment property vs JSE shares? Max out tax-free savings? Two-Pot retirement contributions? Offshore investment allowance?
Finally, Clear Answers to Your Money Questions
BinnaBurra gives you precise, tax-aware projections of your financial future
Connect All Your Accounts
Bank Accounts & Retirement Funds
Add your savings, everyday accounts, and retirement funds
Investments & Property
Track shares, managed funds, and property investments
Debts & Loans
Include home loans, credit cards, and NSFAS debt
FNB Savings
Everyday savings account
Discovery Retirement
Two-Pot retirement fund
Home Bond
Primary residence bond
See Your Future Unfold
Precise Retirement Date
Know exactly when you can afford to retire
Tax-Optimized Planning
SARS tax rules built-in: Two-Pot system, CGT annual exclusion, tax-free savings, medical aid credits
Scenario Planning
"What if I buy an investment property?" See the impact instantly
Your Financial Timeline
Built for South African Investors
Every feature designed with South African tax rules and investment options in mind
South African Tax System
Two-Pot retirement system, NSFAS, CGT, tax-free savings (R36,000 limit), medical aid credits, and SARS tax brackets all modeled accurately
Investment Tracking
Track JSE shares, unit trusts, ETFs, REITs, and offshore investments with proper SARS tax treatment and Regulation 28 compliance
Property Investment
Model investment properties with bond interest deductions, wear-and-tear allowances, and capital gains tax scenarios
Smart Recommendations
Get personalized suggestions for maximizing tax-free savings, Two-Pot retirement contributions, medical aid tax credits, and debt optimization
Scenario Planning
Test different strategies and see their long-term impact on your financial independence date
Private & Secure
Your financial data is encrypted and never shared. POPIA compliant with data stored on South African servers
Real Results from Real South Africans
Average reduction in retirement age after optimizing strategy
Average additional wealth at retirement through tax optimization
Of users feel more confident about their financial future
Stop Guessing. Start Planning.
Join thousands of South Africans who've taken control of their financial future
No credit card required β’ Free lifetime subscription for early adopters β’ See results in 5 minutes